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If you have been involved in an accident anytime recently you know that fixing your car or truck comes with a hefty price tag. Seemingly much more so than in the past. You may wonder why – let’s take a look.
The simple fact is that older cars were easier to fix. They were purely mechanical. These days, especially in the newer models, they are installing more and more features many of which are electrical and digital. Sensors, cameras, crumple zones, even sophisticated headlights.
While all of these added bells and whistles vastly improve the driving experience, they also increase the cost of repairs should damage be sustained.
A great example of the modernization and change occurring in car repair would be your typical fender bender where you need to replace the rear bumper. Back just a few years ago in 2005, the average cost was $299. 2017 rear bumpers now have a rearview camera, sensors, and wiring and can cost $498 on average.
Say the accident created damage to the front bumper. The standard plastic front bumper may only run $50 for parts but if you have cruise control you need a see-through emblem which can run up to $1,000.
None of these costs include labor which has also increased over the years as more specialized knowledge has needed to be acquired by mechanics as well as costly readers to be installed and used inside of the body shops.
The best defense against costly repairs is to have a great comprehensive insurance policy in place with deductibles that work with your budget.
Let the professionals at Centennial Insurance Services take a look at your current policy and see what we can add, offer or price more competitively for you. We can be reached by calling (239) 247-5125 or visiting us online at www.cisinsfl.com
I have found Chris to be extremely knowledgeable on Community Association insurance requirements and he has successfully presented proposals that provided better coverage and lower premium than the incumbent agency. His active involvement in assessing the Insurance needs of Communities managed by this firm has been an asset for both Moore Property Management and the purchasers of the insurance.
Chris Boston is our agent at Centennial. He does excellent work and always strives to save our association money. He always responds to emails. I highly recommend Chris and Centennial.
Chris Boston is Your Agent! I own a small condo development on Manasota Key and had been with the local insurance company for 14 years. This is my second year with Chris. He works very hard to get the best and lowest cost policies and is always responsive. I have saved substantially because he took the time to get to know the property and cost savings that were available. It’s all about customer service!
Its nice to have your expectations in a business not only met but exceeded! Centennial Insurance provided us with professional, friendly & effective service.