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Fort Myers Flood Insurance Facts

Apr, 03
0

Flood in a houseLiving on the Gulf coast of Florida, we are subjected to hurricanes and strong tropical storms. The risk of flooding is high in our area. The state mandates that certain areas are require the homeowner to carry flood insurance. Other areas may have a high recommendation to carry flood insurance due to past flooding events.

Homeowner’s insurance does not include flood insurance. If you live in Florida, flood insurance is something that you need due to the amount of rainfall. Keep in mind that once you sign up for flood insurance, it does not go into effect for thirty days. So, don’t wait until a hurricane is on the horizon.

Here are some facts about floods:

  • A 2,000 square foot home with 12” of flooding can cost over $50,000 in damages!
  • New land development, which is common in Southwest Florida, can disturb natural runoff. This can cause flooding in areas that normally wouldn’t flood.
  • In two feet of water, a car can easily be swept away in flood waters. Do not attempt to drive through a flooded street.
  • A Flash flood normally will bring waves anywhere from 10 – 15 feet high.
  • Second to fire, floods are the most common natural disaster, accounting for more than 90% of presidentially declared natural disasters.
  • A strong El Nino correlates to a higher likelihood of flooding. El Nino has been very strong this year, which leads to predictions of a strong hurricane season.
  • Southwest Florida can experience Coastal flooding, which is when strong winds push the Gulf water up onto the land. Tropical storms and hurricanes are normally the cause of coastal flooding, but a very strong storm could be the culprit.
  • A Flash flood is common in Southwest Florida due to the heavy and sustained downpours that occur in the spring and summertime.

 

Don’t be one of the unfortunate people who wait until a storm hits and are at risk for a flood. Get advice from our experienced insurance agents. Call Centennial Insurance Services at 239-247-5125 or visit us online for a quote or to schedule an appointment at cisinsfl.com

Apr, 03
0

Flood in a houseLiving on the Gulf coast of Florida, we are subjected to hurricanes and strong tropical storms. The risk of flooding is high in our area. The state mandates that certain areas are require the homeowner to carry flood insurance. Other areas may have a high recommendation to carry flood insurance due to past flooding events.

Homeowner’s insurance does not include flood insurance. If you live in Florida, flood insurance is something that you need due to the amount of rainfall. Keep in mind that once you sign up for flood insurance, it does not go into effect for thirty days. So, don’t wait until a hurricane is on the horizon.

Here are some facts about floods:

  • A 2,000 square foot home with 12” of flooding can cost over $50,000 in damages!
  • New land development, which is common in Southwest Florida, can disturb natural runoff. This can cause flooding in areas that normally wouldn’t flood.
  • In two feet of water, a car can easily be swept away in flood waters. Do not attempt to drive through a flooded street.
  • A Flash flood normally will bring waves anywhere from 10 – 15 feet high.
  • Second to fire, floods are the most common natural disaster, accounting for more than 90% of presidentially declared natural disasters.
  • A strong El Nino correlates to a higher likelihood of flooding. El Nino has been very strong this year, which leads to predictions of a strong hurricane season.
  • Southwest Florida can experience Coastal flooding, which is when strong winds push the Gulf water up onto the land. Tropical storms and hurricanes are normally the cause of coastal flooding, but a very strong storm could be the culprit.
  • A Flash flood is common in Southwest Florida due to the heavy and sustained downpours that occur in the spring and summertime.

 

Don’t be one of the unfortunate people who wait until a storm hits and are at risk for a flood. Get advice from our experienced insurance agents. Call Centennial Insurance Services at 239-247-5125 or visit us online for a quote or to schedule an appointment at cisinsfl.com

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