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3 Reasons You Need Restaurant Insurance | Ft. Myers

Jun, 29
0
Restaurant Insurance

Restaurant InsuranceIf you own a restaurant, then before you open the doors, you need to spend time selecting the right kind of restaurant insurance for your business. Spending the extra time working with an experienced insurance agent such as those here at Centennial Insurance, will cause you less headaches further down the line. There are many situations in which insurance can help to save a business.

 

  1. A customer sues you due to an illness brought on by food poisoning. You claim your food is the best in town. And maybe it is. But, unfortunately for many reasons, food poisoning and food borne illnesses can occur. Restaurant goers are consuming your foods and if they can prove that they got sick from your food, then they can sue your restaurant. This is why having product liability insurance is essential to your businesses success.

 

  1. One of your line cooks accidentally spills boiling water on himself. A successful restaurant has a determined and hard-working staff of servers, bartenders, hostesses, and cooks. You should have your focus on hiring, training and retention of the employee. But, cooks can get cut or burned, servers can fall and get hurt. Be proactive in making sure that your worker’s compensation insurance is up to date and fully covers any accidents and injuries on the job.

 

  1. An elderly gentleman breaks his ankle from the pot hole in your parking lot. You have a lot to think about in running your business. Sometimes little things are overlooked that could cause potential accidents. General liability insurance will cover you in the event of a customer’s injury on your property, including the parking lot. Damages and medical costs will be taken care of if you have the proper general liability insurance in place.

 

You wear a lot of hats in the many tasks of running your restaurant business. We are experts in restaurant insurance in the southwest Florida area and welcome you to call us or fill out a form online for more information. Let our expertise put together the best insurance package for you. Centennial Insurance Services has over 15 years of experience in helping restaurants with their insurance needs.

Jun, 29
0

Restaurant InsuranceIf you own a restaurant, then before you open the doors, you need to spend time selecting the right kind of restaurant insurance for your business. Spending the extra time working with an experienced insurance agent such as those here at Centennial Insurance, will cause you less headaches further down the line. There are many situations in which insurance can help to save a business.

 

  1. A customer sues you due to an illness brought on by food poisoning. You claim your food is the best in town. And maybe it is. But, unfortunately for many reasons, food poisoning and food borne illnesses can occur. Restaurant goers are consuming your foods and if they can prove that they got sick from your food, then they can sue your restaurant. This is why having product liability insurance is essential to your businesses success.

 

  1. One of your line cooks accidentally spills boiling water on himself. A successful restaurant has a determined and hard-working staff of servers, bartenders, hostesses, and cooks. You should have your focus on hiring, training and retention of the employee. But, cooks can get cut or burned, servers can fall and get hurt. Be proactive in making sure that your worker’s compensation insurance is up to date and fully covers any accidents and injuries on the job.

 

  1. An elderly gentleman breaks his ankle from the pot hole in your parking lot. You have a lot to think about in running your business. Sometimes little things are overlooked that could cause potential accidents. General liability insurance will cover you in the event of a customer’s injury on your property, including the parking lot. Damages and medical costs will be taken care of if you have the proper general liability insurance in place.

 

You wear a lot of hats in the many tasks of running your restaurant business. We are experts in restaurant insurance in the southwest Florida area and welcome you to call us or fill out a form online for more information. Let our expertise put together the best insurance package for you. Centennial Insurance Services has over 15 years of experience in helping restaurants with their insurance needs.

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