Most of us get wrapped up in daily life and don’t think all that much about our insurance until an accident happens. At that time, should an accident occur, you are locked into whatever current insurance you are carrying and it is too late to make any changes or adjustments.
Reviewing occasionally is a great way to make sure that you are getting all the discounts and coverage levels you really need. It is vital to know your coverage limits, what discounts you have listed and what your deductibles are set for.
Make sure to review optional coverages:
Optional coverages can include comprehensive, collision, loan lease coverage, gap insurance, under and uninsured motorist, labor, towing, rental car, property protection, personal injury protection, and limited property damage liability.
Tip: Increasing your deductible can save you on your monthly bill. Just make sure you don’t raise it so high that should an accident take place it puts you in a spot of hardship to be able to come up with it out of pocket.
Review All Possible Discounts:
Discounts may include multi-policy discounts, a “green vehicle” discount, good student discount, anti-theft device, anti-lock breaks, running lights, safe driver, low mileage, full payment, paperless billing, loyalty discount for long-standing clients as well as homeowner discounts.
To avoid missing out on discounts, it’s critical to comparison-shop for the best auto insurance policy. Having professional agents such as Centennial Insurance Services who can get you the best deal can help you save time and find the ideal customized policy you need. www.cisinsfl.com
Make double sure your vehicles are listed properly: Errors can be made when swiping out vehicles on your policy. The correct color, type, make, and VIN have to be in place or your car may not be covered. Always make sure what is listed is what you drive. If you find an error, notify your insurance agent immediately.
Give Centennial Insurance Services of Fort Myers, Florida call today for a free coverage review and policy quote.