We live in a tropical paradise. Beaches, blue skies, sunshine – all abundant. The only downside is that we do have to grin and bear it every hurricane season. We never know what kind of year we may have – totally clear or natural disaster.
Florida in many residential areas is only 10 to 15 feet above sea level. With heavy rain and a strong potential for storm surge, there is a high risk of flooding. Because of this Florida has set mandates that certain zones require homeowners to carry a flood insurance policy. Other areas have strong recommendations to do so even if it is not mandated by law.
A standard homeowner’s insurance does not encompass flood coverage and will not pay out if flood damage occurs. Keep in mind that once you sign up for flood insurance, it does not go into effect for thirty days. Waiting till hurricane season isn’t a good idea.
Florida Flood Facts:
Peace of mind and protection of assets Don’t be one of the unfortunate people who wait until a storm hits and are at risk for a flood. Get advice from our experienced insurance agents. Call Centennial Insurance Services at 239-247-5125 or visit us online at www.cisinsfl.com for a quote or to schedule an appointment.