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Why Do I Need Auto Insurance in Florida? | Centennial Insurance Services

Oct, 15
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Why Do I Need Auto Insurance in Florida?

Florida has an ever-growing population. Daily in 2020 1,000 people per day are becoming residents of the state. That is putting a tremendous burden on the roadway system.

In recent years accident incidences have been increasing. This includes fender benders, fatal car crashes, motorcycle collisions, and even bicyclists.

According to the National Highway Traffic Safety Administration, an estimated 30,000 people die every year in car crashes in Florida alone. Florida is now the third highest state in the entire country for fatal motor vehicle accidents. According to these same statistics it is estimated that nearly 200,000 car accidents are recorded in Florida annually, with an average of 650 crashes per day.

With numbers like that you are literally taking your life in your own hands if you choose to drive uninsured.

The risks of driving uninsured

If found to be driving without insurance you can be fined (first offence is a $150 reinstatement fee, second offense moves up to $250, and a third offense comes in at a whopping $500), your license suspended, and you may be denied future coverage if you are involved in an accident.

If you are in an accident and found to be at fault you are on the hook financially for the entire cost of the accident including fixing both cars and all medical bills for everyone involved which includes yourself, any passengers in your vehicle, the other driver or drivers if it’s a multi car accident as well as their passengers and even vet bills for pets.

This can skyrocket in just one accident. Driving without insurance does not save you money, it puts you in direct risk of complete financial ruin. Judgements can be made to garnish your wages current and future and even seize assets.

If you are currently on the road and have no insurance, we implore you. Please give Centennial Insurance Services of Southwest Florida a call today and let us work up a free no obligation personalized quote for you that is within your budget while keeping you ‘road legal’.