With so many agencies out there and so many choices, how do you ever pick an agent to represent you and find you the best policies for your insurance needs?
Weighing in at #1 is referral – word of mouth – Family, friends, colleagues, and neighbors. People will tell you the truth of their experiences be it good or bad. 1st hand knowledge is one of the best indications of a great agent or one to shy away from.
#2 Surfing the internet – If you have a specific insurer in mind you can go to their site and find a list of licensed agents in your area.
#3 Through other business owners – if you are looking for business insurance – talk to your friends who own like-sized businesses and see who they use and if they are happy with the coverage, price, and service.
What to look for in an agent
After doing some research it’s likely you have compiled a list of a few candidates. Here is how to narrow it down:
• Credentials – Many agents have letters following their names on their business cards. These letters represent credentials earned from various insurance groups or associations. You can verify with the association.
• Personality – It is important to have an agent you mesh with and can talk to should a claim arise in the future. Ask for a quote and see how the process goes. If the price is right and you work well together, great. If not, move on to the next.
• Licensing – It is vital to be sure the agent, as well as the company they are writing your policy with, are licensed to sell insurance in Florida. You can check company licensing information on the NAIC Consumer Information Source (CIS) web page (https://eapps.naic.org/cis/).
• Ask Questions – Never be afraid to ask questions. If you want to know something about the company, the policy or anything pertaining to your policies – ask away.
When dealing with an agent
They should be able to answer all of your questions and address all of your concerns. You should never feel pressured to accept any quote.
Being informed always leads to better options and coverages and having a great agent is your ticket. For more information about auto, home, life and health insurance options – as well as tips for choosing the coverage that is right for you and your family – visit www.cisinsfl.com or call 239-247-5125.